A Health Card is very important to help protect you and your family from high medical treatment costs. It safeguards your savings and gives you financial security. During the Covid-19 pandemic more and more people understood that health is an investment and medical emergencies can come up at any time. Medical inflation is a concern worldwide and it is advised that everyone should buy a health card or a health insurance card which offers you a sum of money to cover your treatment costs and ensures that you and your family will not have to pay from the pocket.
When you buy a health plan you must check the coverage, benefits, premium to be paid, etc. A health card looks like a debit or credit card and is very useful at the time of claims. In this article we shall discuss the difference between two types of health cards, namely Bajaj Finserv Health Card and Abha Card.
About the Health Cards
Bajaj Finserv Health Card covers your medical costs incurred during a treatment. It pays for several medical procedures and other services, aids in your post-treatment payment at hospitals and has a pre-assigned value of up to 4 lakh. It is a single health card for your entire family.
ABHA or Ayushman Bharat Health Account is a Government initiative, to digitalise healthcare in India. ABHA card is given to all citizens of India, free of cost, it has a 14 digit unique number for identification and stores a person’s medical records, such as:
- Medical prescriptions
- Diagnostic test reports
- Surgeries undergone and other relevant information.
ABHA Card can be accessed from any part of the country, you can conveniently carry it while you visit the doctor to seek any treatment and medical services. If you share the ABHA ID number with the doctor, he/she can access your medical history and provide you with the most suitable treatment and care.
Difference in the Health Card Benefits:
There are many health and wellness benefits of the Bajaj Health EMI card.
- It offers free teleconsultations, preventive health check-ups, doctor consultations and lab tests in easy EMIs.
- You can also avail a wide range of treatments in EMIs.
- The Bajaj health card offers coverage for more than 1,000 health treatments across India, including ENT treatments, dental and eye care, vascular, oncology, orthopaedic and maternity care.
- There are over 1700 network hospitals where you may avail healthcare services.
- It also covers new- age treatments.
- The health card lets you convert the payments into EMIs as per your convenience with zero rate of interest.
- ABHA Card benefits include that it allows you to browse the Healthcare Professional Registry (HPR), a list of the doctors available in the country and their details.
- It helps you connect with doctors and provides details of government and private medical facilities available in the country.
- The card can be easily carried everywhere, there is no hassle unlike carrying several physical records and documents.
- It ensures that every patient is receiving the best and most suitable treatment.
- The ABHA card is also available for children and helps maintain their health records from birth.
Difference in Health Card Eligibility
The eligibility criteria for Bajaj EMI Network Health Card are:
- To get an offline card, you must be 21 years old at least, up to 60 years old maximum.
- An online card can be availed of by a person whose minimum age is 23 and upto 65 age maximum.
- He or she must have a reliable source of income.
For ABHA Card, you are eligible to register if you are a citizen of India.
Applying for the Health Cards
You can apply for the Bajaj multipurpose health card online. Visit Bajaj Finserv Health EMI Network Card web page section and check options available to choose one health card. Enter your mobile number, for OTP verification and fill in your personal details including full name, PAN card number, email ID, employment details, etc. Verify your KYC information through your Aadhar card and pay a fee to activate the card.
This is an easy way to get a health card online. You can use the card at medical stores, partner hospitals, clinics, and medical centres to pay your medical bills.
You can apply and avail of the ABHA card benefits by visiting www.healthid.ndhm.gov.in or downloading the ABHA mobile app. Click “Create my ABHA number”, enter your Driving Licence number, Aadhar Card, and mobile number to generate OTP. Fill the form given with details like name, gender, age, and email ID. You can now download ABHA ID and avail the services.
